Non-custodial disclaimer

LayerHop is software that helps you swap, bridge and pay with digital assets. This page explains, in plain language, what that means for you and what it doesn't cover. It is part of the Terms of use.

What non-custodial means

Custody means control over funds. LayerHop never has it. Your tokens stay in your wallet until you sign a transaction, and that transaction goes from your wallet straight to the smart contracts of the routing protocol, or straight to the merchant you are paying.

• LayerHop never holds, pools or lends your funds, and has no account balance for you.
• LayerHop can't move, freeze, reverse or recover your tokens, and can't restore access to a wallet.
• Merchants using LayerHop checkout are paid directly to their own address. LayerHop is never in the middle holding the money.

Who signs

You do. Every transaction is prepared by LayerHop but signed in your own wallet, by you, after you've seen the tokens, amounts, fees, destination chain and recipient. LayerHop, the Telegram bot, the API and the MCP server never ask for, receive or store your private keys or seed phrase. Anyone who asks you for them is not LayerHop.

Transactions are irreversible

Once a transaction is confirmed on a blockchain, it generally can't be undone, by LayerHop or by anyone else. If you send to the wrong address, the wrong chain, or a token the recipient can't use, the funds may be lost for good. Check every detail before you sign.

Risks of digital assets

• Volatility. Prices can move sharply, including between the moment you see a quote and the moment your transaction lands.
• Smart contract and bridge risk. Contracts, bridges, solvers and blockchains can have bugs, be exploited, halt, re-organise or be delayed.
• Stablecoins can lose their peg, and their issuers can freeze addresses.
• Wallet security. If your device, wallet or seed phrase is compromised, your funds can be taken.
• Regulation. Laws on digital assets change and differ between countries; some activity may be restricted where you are.
• Taxes. Swaps and payments can be taxable events. You are responsible for your own taxes.

Third-party protocols and providers

LayerHop doesn't run its own bridge or liquidity. Routes are carried out by independent third parties such as Jupiter, Relay, deBridge, LI.FI, 0x and KyberSwap, and settle on public blockchains. Their own terms, fees, risks and refund processes apply. If a cross-chain route fails, any refund is handled by that provider under its rules and timing. LayerHop shows you which provider carries your route before you sign, and the status page shows whether each one is currently healthy.

No investment advice

Nothing on LayerHop, including quotes, "best route" rankings, token lists, prices and documentation, is investment, financial, legal or tax advice, or a recommendation to buy, sell or hold any asset. Do your own research and consider professional advice.

Questions

Write to dev@layerhop.com. We'll never ask for your seed phrase.