Earn & automate
Put idle stablecoins to work, on your terms.
Find the best stablecoin supply rate for your amount after the cost of getting there, top up the apps you use from any chain, and keep your holdings where you want them with rebalancing, routines and sweeps. LayerHop plans and quotes; your own wallet signs every step.
The tools
Each one is a page in the LayerHop app. Connect an EVM or Solana wallet to see your own numbers.
Earn on stablecoins
The best USDC and USDT supply rates on Aave, Compound, Morpho and Spark, ranked by what a year at today's rate is worth for your amount after the cost of moving there.
Compare ratesFund an app
Top up Polymarket, Hyperliquid, Aave or any deposit address from whatever token and chain you hold, in one route you sign.
Fund an appRebalance
Set a target such as 50% USDC on Base, 30% ETH on Arbitrum, 20% SOL. We plan the fewest swaps to get there and skip legs too small to be worth the fees.
Set a targetRoutines
Plans you repeat, like buying a little SOL every week. Where a provider can run it without holding your funds it runs on its own; everything else reminds you on Telegram and waits for your click.
Make a routineGather
Find your USDC, USDT or ETH on every chain and bring it to one token on one chain, one signature per balance.
Gather balancesSweep
Turn the small balances (under $25 by default) scattered across your EVM and Solana wallets into one token. Legs whose fees would eat too much of the value are left out.
Sweep dust
How it works
The same three steps for every tool.
- 1
Connect and choose
Connect an EVM or Solana wallet and pick a tool. LayerHop reads your balances and live rates or quotes; nothing is signed yet.
- 2
Review the plan
Every step shows what you send, what you get and every fee.
- 3
Sign each step
Each route, approval and deposit is a transaction from your own wallet. Where your wallet supports batching, approve and deposit go in one confirmation.
What to know first
Plain answers on yield, custody and automation.
- Rates move. The Earn page shows today's rate, refreshed every few minutes, not a promise of what you will earn.
- Each app you can fund shows its own risk note before you sign. Read it: LayerHop doesn't run Aave, Compound, Morpho, Spark, Polymarket or Hyperliquid.
- LayerHop never moves your deposit when another vault pays more. A Telegram rate alert can tell you, and moving is your own click.
- Routines, rebalance plans and gather or sweep progress are saved in your browser, not on a LayerHop account.
Build it into your app
The rates and fund targets are read-only API endpoints.
GET /v1/yields lists the stablecoin vaults with their current rates, GET /v1/fund/targets lists the apps a user can fund, and a vault deposit returns calls that the user's own wallet sends. Fund and earn guide (opens in a new tab) · Limit and recurring orders (opens in a new tab)
Questions
Is the yield guaranteed?
No. Supply rates are variable and set by each protocol's borrowers and lenders, so the rate you see today can fall tomorrow. Aave, Compound and Spark rates are read on chain and Morpho rates come from Morpho's API after the curator fee, refreshed every few minutes. Lending protocols also carry smart contract risk. LayerHop doesn't run or control any of them.
Does LayerHop hold my deposit?
No. The route to the vault is an ordinary quote you sign, and the deposit is a call from your own wallet to the protocol, so the position is in your name. LayerHop never holds the funds and has no way to withdraw or move them.
Will LayerHop move my money when another vault pays more?
No. Moving funds automatically would need custody. Instead you can set a rate alert: the Telegram bot tells you when another vault pays at least the margin you chose more than yours, with a link back to the Earn page. Moving is always your own click and signature.
How are the pools ranked?
By what a year at today's rate would earn on your amount, minus the one-off cost of getting there (route fees and gas). So a slightly lower rate on the chain your stablecoins already sit on can beat a higher one elsewhere for a small amount.
Which routines run on their own?
Only those a provider can run without holding your funds. The one option today is Jupiter Recurring on Solana, offered in the app when it is switched on: a fixed USD amount of Solana USDC into a Solana token every day or week, for a set number of buys, funded by one deposit you sign and can cancel at any time. Every other routine sends a Telegram reminder and waits for you to sign an ordinary swap. Routines are saved in your browser.
What do gather, sweep and rebalance cost?
Each leg is an ordinary swap with its own live quote, so it carries the usual LayerHop fee, any provider fees and network gas, all shown before you sign. Legs too small to be worth those costs are skipped and listed, so you can see what was left out.
See what your stablecoins could earn.
Open the Earn page, enter an amount and compare pools after the cost of moving. Nothing is signed until you choose one.